Saving vs. Investing
Take your dividends or reinvest them?

Take your dividends or reinvest them? When you invest you are faced with the choice of taking any dividends you may receive as cash or reinvesting it. This decision should only be made when you understand the rationale behind each approach and which complements your investment strategy best. Many investment trusts and companies offer regular […]

Saving vs. Investing
Different types of savings accounts

Are savings accounts any good? If you’re short for time, and by this we mean less than five years, saving should win the saving versus investing debate. It’s also a good idea to create an easily accessible ‘rainy day’ fund of about three months’ salary for dipping into when the unexpected happens such as a […]

Saving vs. Investing
Why should I invest?

Many savers can often feel unsure or confused on how to make their money work harder for them. The lack of clear information on how to invest only compounds the issue, resulting in people leaving money in low interest savings account earning little to no interest. So why would you anyone choose to invest? What […]

Saving vs. Investing
Why I got fed up with cash

Years of rubbish interest rates finally made me fed up with cash. As a cautious soul, I was reluctant to risk losing my hard-earned savings on the stock market. Previously, I had never invested any of my own money in stocks and shares, apart from my pension and long-term savings for my children. But when […]

Saving vs. Investing
When shouldn’t I invest

Investing can help make the most of your money, but it might not be the right choice for everyone, right now. Whether or not to invest will depend on your financial situation and your goals – so the money you do (or don’t!) have and what you’d like to do with it. Here are some […]